Filing For Unemployment
The number of people filing for unemployment has skyrocketed over the past few years as a heavy recession hit the United States economy and the economic recovery individuals were hoping for has been delayed longer and longer. Unsurprisingly, unemployment remains high throughout most parts of the United States and people, now more than ever, need all the assistance they can get. Unemployment benefits were created for this purpose. They originate from the Great Depression and the “New Deal” legislation pushed through Congress by President Franklin D. Roosevelt. The purpose of unemployment insurance is to give individuals and their families a temporary means of income to supplant the wages household members were formerly earning before they lost their job.
The laws that govern filing for unemployment are complex and can normally add to the headaches you are already facing due to the fact that you are unemployed or dealing with underemployment. Federal laws provide a general structure of how unemployment works, but each individual state is charged with managing and overseeing unemployment benefits for its citizens. Therefore, you will need to look to the particular requirements and laws of your state to fully understand what requirements you need to meet before you can begin receiving a weekly unemployment claim check. However, there are some universal guidelines regarding filing for unemployment that you need to be aware of before you step foot inside your department of unemployment. We’ll discuss those in more detail below.
How to Qualify For Unemployment
Only people who are willing and able to find a new job will be eligible for unemployment. The state department of unemployment will require you to show each week what efforts you are making to find a new job in order to continue to receiving weekly payment checks. You need to be submitting resumes, going to interviews and seriously considering job offers that are extended to you. The law does not require you to take the first job offer that you receive if:
- The job is against your personal or moral beliefs
- The pay is unreasonably low compared to the pay for a similar job in the area
- The commute is too unreasonable compared to the average commute in the area
However, if your job offer does not fall into any of these three categories you run the risk of losing benefits if you turn the offer down.
Beyond being willing and able to work, the state will want to know why you are out of work. Job losses due to layoffs, restructuring, the bankruptcy of the company or the company simply closing its doors are all allowable reasons to claim unemployment. However, individuals who quit or lost their job due to their own actions cannot receive any compensation from the state.
Filing Your Claim – Information To Submit
To complete an application, find the website for your state’s department of unemployment (it may also sometimes be called the department of welfare or the department of social services). You will need to provide personal information about yourself, and information relating to your former employers, including:
- Your name, address and a daytime telephone number (this is very important!)
- Your Social Security number
- Your DD214 (if you are a member of the United States military)
- An Alien Registration Number (if you are not a United States citizen)
- The contact information for your former employers (states ask for anywhere between 18-24 months worth of work history)
- The EIN of your employers (you can find this on your 1099 or W-2 forms issued each year)
- The dates you started and stopped working for the employer
Good luck with your efforts in filing for unemployment!
- How To Get Unemployment How To Get Unemployment After you have lost your job,...
- How To Collect Unemployment How To Collect Unemployment Unemployment benefits are only available to...
- File Unemployment Online File Unemployment Online Unemployment benefits have been provided to individuals...
- Who Qualifies For Unemployment? Who Qualifies For Unemployment? With unemployment rates remaining high throughout...