The demand for unemployment benefits has been historically high for several years United States following a difficult recession and a longer than expected economic throughout the country. Of course, along with this recession the number of people who become unemployed who are working reduced work hours and are underemployed has increased dramatically. As job losses and work hour reductions have mounted more and more individuals have had to determine how to claim unemployment insurance compensation for themselves so that they can make ends meet, pay bills, and put food on the table each month.
Unemployment insurance programs throughout the United States or jointly overseen by the federal government and each individual state’s department of unemployment (which may also go by another name, such as the department of welfare or the department of social services, depending on which state you live in). In essence, the federal government has put forth the general structure of how unemployment benefits work and each vigil state at the details, including the specific requirements that an individual applicant must meet before they are able to claim unemployment.
Although each state has different requirements, there are many similarities between them. In this article will discuss the general requirements that you can expect to have as you try to determine how to claim unemployment for yourself.
In all states your particular Department of unemployment will examine what kind of work you have before you lost her job and why or how you became unemployed. Because unemployment benefits are paid out through the collection of unemployment taxes all the people who worked for employers who were properly paying unemployment taxes they receive any type of unemployment compensation. In most cases, your prior job will qualify you to receive unemployment. However, individuals who work for the federal government, state governments, or nonprofit organizations should double check to make sure that their either exempt from having to pay payroll taxes although they were in fact paid.
Because unemployment is not one of many available entitlement programs put forth by state and federal government you cannot automatically qualify just because you’re out of work or underemployed. Anyone who is lost her job due to their own fault is not eligible for weekly unemployment claim checks. This includes people who have quit their job or were fired for cause, which would include failing to show for work, failing to complete tasks as required and willfully disobeying orders given to you by your boss.
Unemployment Income Requirements
Beyond the to requirements discussed above, you must also show that while you were working for a qualified employer that you made a sufficient amount of income. In most cases, your state will want to see 18 months of employment history leading up to the time that you submit your unemployment application. However, there are a few states that will ask for up to 24 months of employment history. As administrators examine your work history they are going to particularly focus on the 12 month period of time known under the law as your Base Period. The Base Period includes four consecutive calendar quarters that begins after you skip the current quarter and the quarter just completed before it. You’ll have to check with your particular state to see how much income you need to have made during the Base Period, but most states will ask that you earned a minimum amount of income over the entire duration of the Base Period and that you made a minimum amount of money during one Base Period quarter.
For more information on how to claim unemployment, check with your particular states Department of welfare and look to see what specific dollar amounts you must are and what type of employers are “qualified” for purposes of whether unemployment taxes were paid or not on your behalf.
Source: bankrate.com/finance/personal-finance/qualifying-for-unemployment-1.aspx
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